Do you work hard for a living? Then protecting your income should be of paramount importance to you - right? Your income pays for so much, your home, food, clothes, fun and family needs - to name a few. If you can't earn your income because of an illness or injury, Incoem Protection will continue to pay yoru earnings whilst you recover. Speak to one of our advisers to discuss your options to create your unique solution.

Our health is our most valued asset, and being in good health is often taken for granted - only in times of poor health or serious injury do we appreciate how important it is to look after ourselves. The NHS is available to us, but wouldn't you prefer to have a doctor on call within 48 hours on your mobile, private hospitals of your choice and quicker more successful treatments with lower re-admission rates? Talk to us today for you and your family's unique solution.

If you were rendered mentally incapacitated, you would not be able to manage your financial affairs and possibly unable to amke decisions on your own healthcare. Your family and your business could be at risk. An inexpensive Lasting Power of Attorney (LPA) is your solution, speak to one of our skilled advisers today - you are never too young to have an LPA. A LPA helps your family know exactly what you want when you can't tell them yourself, and enables them to act in your best interests.

The insurer will pay you if your are diagnosed with one of their specified conditions such as cancer, heart attack and more than 100 other conditions. You can't work when you're suffering one of these conditions and you need to focus on recovering, not financial problems. The money paid to you is tax free and can be used for whatever you need, perhaps additional treatment, recovery aids or simply household income.

Home insurance refers to prtotecting your homestead, from the brick and mortar to all your personal belongings. Whether you rent your home or own it, your home sweet home and its contents will be protected against the financial devastation of damage, fire  or theft. It's easy to underestimate the value of your furniture, electronics and even clothing - let one of our experienced advisers ensure you have comprehensive cover.

Probate is the process where your estate (everything you own) is divided up according to your wishes if you have a will or the Laws of Intestacy if you don't. This is a notoriously lengthy process, usually longer than 6 months, delaying the payment of your lfie policy until completed. A Trust is essentially a legal arrangement where the Trust takes ownership of certain assets, like your life policy. This means your life policy is not subject to probate and will pay to your beneficiaries immedaitely after your death.