
Sandy A MacIntosh
Director & Senior Insurance Adviser
I established MacIntosh LFS shortly after relocating to the UK from South Africa, where my financial career began over 20 years ago with Discovery. Throughout my diverse roles in the financial services sector, I gained the expertise, skills, and knowledge needed to build one of the leading financial firms in the UK with passionate, reliable insurance advisers at your service.

Dean Phillips
Senior Insurance Adviser
With over 30 years of experience in the financial services industry, I'm a Certified Financial Planner, qualified in South Africa. I relocated to Scotland in 2021 with my wife and I'm passionate about providing comprehensive insurance solutions. Wether you're seeking friendly guidance or a tailored insurance portfolio, I am committed to understanding your unique needs and delivering exceptional service,

Jenine Bessesen
Specialist Will Writer
I am a STEP-qualified Will writer and a member of the Institute of Professional Will Writers (IPW), as well as an associate of APS Legal and Associates. I specialize in guiding clients through the Estate Planning process, tailoring Wills to individual needs for peace of mind and ensuring affairs are arranged according to your wishes.

