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  • Proactively simplifying insurance choices for Risk and Financial Planning

Sandy A MacIntosh

Director & Senior Insurance Adviser

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established MacIntosh LFS shortly after relocating to the UK from South Africa, where my financial career began over 20 years ago with Discovery. Throughout my diverse roles in the financial services sector, I gained the expertise, skills, and knowledge needed to build one of the leading financial firms in the UK with passionate, reliable insurance advisers at your service.

Peter Molesworth

Senior Insurance Adviser

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Protecting your family and securing your future is my profession. With 30 years of experience in Life and Health Insurance for individuals and businesses, I’ve built a successful career by deeply understanding my clients’ needs and the critical role I play in their lives. I value long-term relationships and am committed to being there for you, especially when it matters most, at claim stage.

Dean Phillips

Senior Insurance Adviser

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With over 30 years of experience in the financial services industry, I'm a Certified Financial Planner, qualified in South Africa. I relocated to Scotland in 2021 with my wife and I'm passionate about providing comprehensive insurance solutions. Wether you're seeking friendly guidance or a tailored insurance portfolio, I am committed to understanding your unique needs and delivering exceptional service,

Jenine Bessesen

Specialist Will Writer

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Jenine Bessesen

Specialist Will Writer

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Jenny Molesworth

Practice Administrator

I am a STEP-qualified Will writer and a member of the Institute of Professional Will Writers (IPW), as well as an associate of APS Legal and Associates. I specialize in guiding clients through the Estate Planning process, tailoring Wills to individual needs for peace of mind and ensuring affairs are arranged according to your wishes.

The Story of MacIntosh LFS

MacIntosh LFS was born from our founder Sandy MacIntosh's unwavering commitment to providing clients with straightforward, essential, and easy-to-understand insurance solutions.


With over 20 years of experience in financial risk planning, both in the UK and South Africa, our Senior Financial Risk Planners bring a unique blend of local and international expertise. This allows us to deliver comprehensive and tailored financial solutions to meet our clients' needs.


Living Our Core Values

  • Simplicity
  • Honesty
  • Reliability

1000+

Clients who entrust thier insurance with us

100+

Years of combined expertise